Comparison
PTO Homeroom vs Membership Toolkit
0% on dues and store — but 3% on peer-to-peer fundraising, on top of the highest subscription in the category.
The short answer
Membership Toolkit takes 0% on dues and store payments — but 3% of every peer-to-peer fundraising donation, on top of a subscription that starts at $550 and runs to $1,150.
All figures below are the vendors' own published rates, checked on 9 September 2026. Pricing changes — verify with each vendor before deciding.
Pricing, side by side
| PTO Homeroom | Membership Toolkit | |
|---|---|---|
| Subscription | $0 | $550 – $1,150 / year |
| Fee on payments | 3% | 0% on dues and store payments |
| Fee on fundraisers | 3% | 3% of each donation, up to $50,000 |
| Card processing | Stripe 2.9% + 30¢ | LumaPay 2.89% + 30¢ (as published Aug 2026; the PaySimple partner card now lists interchange-plus pricing) |
| Fees passable to the payer | Yes — shown at checkout and covered by the payer by default | Not published |
| Processor lock-in | No — funds settle to your PTO's own Stripe account | Effectively — LumaPay is their own processor |
Membership Toolkit tiers: Essential $550 · Premium $850 · Concierge $1,150. Billed yearly; no monthly option published.
What a $22,000 year actually nets
Assumes an average payment of $36.67 and that 55% of the total comes from your big fundraiser — the part vendors price differently. Both columns assume the group absorbs its own fees.
PTO Homeroom
$20,522
No subscription. Shown absorbing our 3% and card processing, to match the column beside it — pass them to the payer instead and you bank the full $22,000.
Membership Toolkit
$20,370
$1,630 to subscription and fees
What to watch for with Membership Toolkit
$550 to $1,150 every year
Before a single dollar is raised. On a $22,000 year the Essential tier alone is 2.5% of everything you bring in.
The add-on ladder is real
Text messaging is $2.50/month plus 2¢ per text beyond a small annual allowance.
The alternative processor is costlier than it looks
Their PaySimple partner rate is interchange-plus with a $15.00/month software fee, a $5.95/month PCI fee and a 49¢ batch fee — roughly $252 a year on top of the subscription, before any card is charged.
Whether fees can be passed to families isn't published
We could find no vendor statement either way, so our comparison assumes the PTO absorbs them.
Sponsors are sold into a printed directory
Membership Toolkit's sponsor placement is ad space inside the directory PDF — a document the board prints once and parents rarely open. Homeroom puts each sponsor's logo, with a link, on the page every family opens all year and on the public bulletin, and counts the click-throughs so the board can show a sponsor exactly what it got. That is a placement a PTO can sell for more, because it is seen more.
Fundraising is not fee-free
Their peer-to-peer page states plainly: “Three percent of each donation up to $50,000 is collected to cover the costs of the fundraising tools.” Card processing applies on top.
Where Membership Toolkit is the better choice
We'd rather you pick the right tool than the one that wrote the comparison.
0% on everyday payments
Dues, store and ticket payments really do carry no platform fee — only card processing. If most of your money moves that way rather than through a fundraiser, a flat subscription can beat a percentage. Run the numbers at your volume, not ours.
A native app in the app stores
Membership Toolkit ships an iOS and Android app. Homeroom installs from the browser to the home screen instead — no store listing.
Store inventory tooling
Per-item inventory and fulfillment for a spirit-wear store that holds stock. Homeroom's store sells items and options without stock tracking today.
One login across organizations
A parent with children at two schools on Membership Toolkit sees both from one account. Homeroom gives each school its own links.
A paid concierge tier and fifteen years of templates
Hands-on help at $1,150 a year, and a deep library of webinars and board-transition documents. Homeroom launched in 2026.
Predictable budgeting
One known annual line item is easier for some treasurers to plan around than a variable percentage.
Choose Membership Toolkit if…
Dues, store and ticket payments really do carry no platform fee — only card processing. If most of your money moves that way rather than through a fundraiser, a flat subscription can beat a percentage. Run the numbers at your volume, not ours.
Choose PTO Homeroom if…
You want one tool instead of three, no annual subscription, a published fee you can explain to any parent, and your fundraiser, roster, communication and books in the same place.
Sources
- Membership Toolkit — Pricing
- Membership Toolkit — Donations & sales (0% claim)
- Membership Toolkit — Peer-to-peer fundraising — the 3% fee
- Membership Toolkit — PaySimple partner rate card
Checked 9 September 2026. We don't republish figures a vendor doesn't publish; anything unstated is marked “not published” rather than estimated.
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